dentist bills -

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[link widoczny dla zalogowanych]

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e basic plans are far less generous than others. Depending on the company
you work for and the insurance carrier, reimbursement for some procedures might
be limited or omitted altogether. This includes such expenses as home health care,
dentist bills [link widoczny dla zalogowanych], psychiatric care, and drug or alcohol abuse treatment.
Your major medical plan normally pays 100 percent of the cost of a semiprivate
hospital room up to a certain length of time [link widoczny dla zalogowanych], such as 120 days. After that
time limit, the plan typically covers 80 percent of your bills. Hospitalization
charges usually include room and board, nursing care, drugs, medical devices,
food, and fees for specialists, such as surgeons, who work in the hospital. If your
surgery can be performed on an outpatient basis, these expenses are also usually
covered. Most major medical policies have either an annual or a lifetime cap [link widoczny dla zalogowanych],
typically between $250,000 and $1 million. Some major medical plans, such as
those offered by Blue Cross and Blue Shield, require you to cover the first $2,000
to $5,000 worth of hospital costs as a deductible before they pay hospital bills
directly. This stipulation is often called the stop-loss clause because it limits your
loss to the deductible. You are responsible for the initial deductible (s

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