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Financial support for the difficulties facing the construction of new countryside and Solutions

The State Development and Reform Commission jointly with the China Banking Regulatory Commission to develop, adjust, or by the National Development and Reform Commission jointly with the People's Bank of China, China Banking Regulatory Commission to seek banking, business and social aspects of development and modernization of the views charges corresponding to the payment system standard; of settlement charges paid by the department responsible for supervision and inspection does not clearly defined, increased competition among commercial banks, the bank itself and damage the interests of customers, is not conducive to the health of payment and settlement business development. (B) on a business channel with different standards in different charges. As a city business, you can press the People's Bank of China, People's Bank of China on the development of electronic transfer fees notice (C) of the individual and the different charges on the unit. Banks on the same business charges different, however, individuals and units in the same treatment enjoyed by banks are not the same. If off-site transfer, charging significantly higher than the individual units. Therefore, there is unit of account for remittance by the phenomenon of personal funds. (D) reasonable pricing, small business was losing money, large business customers the burden heavier. The first part of the business charges too low, resulting in costs and benefits of banking upside down, weakening the profitability, or even a loss; Second, no clear, uniform fees, some commercial banks regardless of cost, free or even pay the operating expenses on behalf of clients, the disorderly competition. Second, the relevant policy recommendations l, a clear fee payment and settlement business and the formulation of the main regulatory body. 2, following the principle of cost-effective, reasonably determine the fees. 3, by the press of the size of the public to the private press charges, to press the pen, according to the system charge. 4, publicity, and actively guiding our clients the right to charge a fee for legal knowledge bank, a customer's understanding and support, and promote China's rapid development of intermediary business banking. (Contributing Editor: Lai Haifeng; Proofing: LI) support the agriculture First, the People's Bank to give full play to the role of window guidance, and guide financial institutions to continue to increase investment in agriculture and rural economic development support. Meanwhile, the flexible use of lending to agriculture and other monetary policy tools to strengthen support for agriculture to support rural credit cooperatives, financial strength,ghd stijltang iv, to play a dominant role agriculture. Second, we must continue to deepen reform of rural credit cooperatives, rural credit cooperatives improve the corporate governance structure and operating mechanism of the conversion, support for bigger and stronger rural credit cooperatives. Third, adjust the Agricultural Development Bank and Agricultural Bank of function orientation,uggs boots italia, and further broaden the scope of business, while continuing to strengthen the management of grain procurement enterprises, while credit funds, increase agricultural industrialization leading enterprises and related credit support economic organizations. Agricultural Bank of China also based services Second, the right to guide the rural industrial structure adjustment, control credit reasonable to invest. Features should increase support for agriculture and the intensity scale, by creating demonstration projects to actively promote the agricultural structure adjustment. At the same time, actively support the development of leading enterprises play a leading enterprise of agricultural industrialization leading role of radiation. Third, the establishment of long-term mechanism in rural areas return funds, multi-channels to solve the One is to establish postal savings funds back mechanism; the second is the financing to accelerate national electronic filing system off the pace of building the network for the county-level rural credit cooperatives to provide technical means to participate in financial lending platform, and build capital returning from cities to rural areas channels,ugg boots cheap, insufficient funds for rural credit cooperatives in agriculture issues. Fourth,moncler outlet, a reasonable guide, regulate and develop the private finance. First,ugg italia, the introduction of private lending monitoring and management approach, from a legal point of view perfect private lending procedures to protect the legitimate interests of both lenders and borrowers, using legal means to control and regulate the private lending market, promote the normalization of private lending operations. Second, strengthen regulation. Of private lending in the lawful and reasonable acts necessary to actively divert social investment; on some huge profits for those who are determined to crack down and ban. Third, the development of private lending to accelerate the establishment of risk prevention and early warning systems. Local governments and relevant departments should monitor the local economic development at any time and the flow of private credit, private lending reasonable control of the scale, to promote economic development and the purpose of guarding against financial risks. (Contributing Editor: Lai Haifeng; Proofing: LI)