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06nike7394ud
Wysłany: Czw 8:55, 31 Mar 2011
Temat postu: Louis Vuitton Property rights of rural cooperative
Construction of Rural Cooperative Finance Scheme Construction of Property Rights Reform
Banks are required to facilitate access to capital is very difficult; (2) the provisions of policy banks because of policy restrictions, can not take into account the large number of scattered farmers and rural cooperative economic organizations in the financial services needs; (3), rural banks, micro- Loan companies, not long established, establishment is not very common, smaller, on the Cooperative financial institutions to some extent, is to fill the large gaps in rural financial markets needs. Fully commercial financial operation in China is not appropriate in most rural areas. Because the financial sector need to have full commercial operation of some of the basic premise: the market is relatively high degree of market mechanisms in resource allocation has been living in the foundation of the economy very closely the links between individuals, and information sharing mechanism is very complete. In this context, the financial companies to maximize profits for the business to the ultimate goal of engaging in various financial services. Present. Rural as a whole does not yet have such a basic prerequisite. If the full commercial introduction of rural financial services in the form. So, the nature of fame and fortune in the banking capital,
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, vulnerable groups is difficult to be fully financial services. Because, in general. Relatively long period of agricultural production. Decentralized micro-credit services to farmers needed to bring less profit, the investment Moreover, once implemented, commercial operation, it will inevitably face competition with other financial companies, in order to improve competitiveness,
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, commercial financial institutions can only give up more of the rural market, turn to snatch the urban market, so that the may lose the necessary financial support, and ultimately lead to the slow development of the rural economy or recession. 2. The key to reform is to establish a true partnership of financial property rights system. First,
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, the cooperative relationship between ownership and legal form of financial fixed. Our existing system of property rights on rural cooperative financial formal system. Mainly by the People's Bank of China, responsible for financial regulators to develop and implement some of the requirements and the formulation of the statute under which credit unions at all levels. The legal effect of provisions and articles of association and for the general commercial banks, Originally, the cooperative financial and commercial banks in general are different forms of finance, it should be the same as commercial banks, have independent legal protection, but China has not introduced the do support the law. Therefore, a comprehensive reform must be before the development of related laws. The authority of the law should have been issued, Through legislation to clearly define the property rights of rural credit cooperatives classified as shares of all members,
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, Congress members and the members enjoy the highest power. On this basis, in strict accordance with the norms of the cooperative development of other rules of operation. Them. Most notably in the basis of clear property rights, improve the cooperative financial organization's governance structure. Should particularly clear in the law: Council (managers) need to be an important credit union information management in a timely manner to inform Congress members; managers to conceal if not reporting a major case, it should be subject to appropriate legal sanctions. Secondly, it must ensure that laws are strictly implemented. (1) financial regulatory institutions in the rural cooperative financial organizations during the implementation of regulation is mainly based on the aforementioned law on the rural cooperative finance, rather than to other provisions and the more stringent key management personnel training to improve the quality of their business, legal standards and management skills, do not have the basic quality of the incumbent management officers, should be replaced; (3) members of the legal system to strengthen publicity and education to they are fully aware of themselves as masters of the credit unions should have the rights and obligations, thus mobilizing them to participate in the democratic management of rural cooperative finance initiative: (4) to maintain an appropriate scale of cooperation. The size of credit unions should not be too large. Best time in the future generally maintain the existing rural cooperative financial organizations scale, that is still Grass-roots community level to keep the same legal system. On this premise. Strict accordance with the earlier ideas put forward for the members to establish property rights system of democracy, cooperation and awareness training and education. Cooperation to be more conscious of their members to participate in democratic management and raising of the initiative, and then gradually expand the scope of cooperation to break the Zi (Author: CPC Heilongjiang Provincial Committee Party School of Heilongjiang Province, School of Administration) Student editors / Hu Rui hreherry @ 126. Corn taste Ding 10 2008
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