ed about the letter and the explained that they have been mailing their customer to ensure that they were adequately insured.If you have a fire in your house, even a small one [link widoczny dla zalogowanych], the water and follow-on damage from the extinction work can be substantial [link widoczny dla zalogowanych], she explained. “OK [link widoczny dla zalogowanych], how much do you think would be adequate?” I asked.How should I know? I have never seen your house and have no clue about your living standard! You have to know what the value of your possessions is” she said in a very snappy tone.I was gob-smacked and quickly ended the call.Let’s take a closer look:The letter from the insurance company caused me to think about my situation. I did buy a new computer and that flat screen TV and some other appliances over the past year – it might be a good idea to look into this.The lady on the phone could have easily done one of two things: 1) Presented me with an amount along with a statement such as “80% of our customers will be perfect ok with an insured amount of X. We do however recommend that you make a quick inventory of your home and estimate the replacement value of each item – remember to exclude the following from your list: Car….” Which lead us to option 2) She could hav
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