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Promptly at 8:30,[link widoczny dla zalogowanych], Tracy Whitney entered the ornate lobby with her fellow workers, took off her raincoat, hat, and boots,[link widoczny dla zalogowanych], and listened with secret amusement to the others complaining about the rainy weather.
"The damned wind carried away my umbrella," a teller complained. "I'm soaked."
"I passed two ducks swimming down Market Street," the head cashier joked.
"The weatherman says we can expect another week of this. I wish I was in Florida."
Tracy smiled and went to work. She was in charge of the cable-transfer department. Until recently,[link widoczny dla zalogowanych], the transfer of money from one bank to another and from one country to another had been a slow, laborious process, requiring multiple forms to be filled out and dependent on national and international postal services. With the advent of computers, the situation had changed dramatically, and enormous amounts of money could be transferred instantaneously. It was Tracy's job to extract overnight transfers from the computer and to make computer transfers to other banks. All transactions were in code, changed regularly to prevent unauthorized access. Each day, millions of electronic dollars passed through Tracy's hands. It was fascinating work, the lifeblood that fed the arteries of business all over the globe, and until Charles Stanhope III had come into Tracy's life, banking had been the most exciting thing in the world for her. The Philadelphia Trust and Fidelity Bank had a large international division, and at lunch Tracy and her fellow workers would discuss each morning's activities. It was heady conversation.

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